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About Us

Our Partners
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ARM Cement Limited is our partner in a 2.5 Billion KES commercial paper program. Dry Associates has been arranging and placing commercial paper and corporate bond programs for ARM for over a decade. ARM, established in 1974, is a leading mineral extraction and processing company in Africa. The company is also listed on the Nairobi Securities Exchange (NSE).


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Car & General is our partner in an 800 Million KES commercial paper program and a 200 Million KES medium-term note program. Car & General was established in 1936 and listed its shares on the Nairobi Securities Exchange (NSE) in 1950. The company is a leading supplier of generators, motorbikes, automotive and engineering products in East Africa.


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Nakumatt is our partner in a 6.75 Billion KES commercial paper program and a 2 Billion medium-term note program. Nakumatt was established in 1965 in Nakuru and is now the largest retailer in sub-Saharan Africa. The company offers over 75,000 products through its extensive network of over 40 branches in the region, serving over 650,000 customers.


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Davis & Shirtliff is our partner in a 200 Million KES commercial paper program. Davis & Shirtliff was founded in 1946, and is now the leading supplier of water-related equipment in the East African region. The company focuses on water pumps, boreholes, swimming pools, water treatment, generators and solar equipment. The company is ISO 9001:2008 certified.


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KK Security is our partner in a 1 Billion KES commercial paper program. KK Security, established in 1967, is now one of the fastest growing security companies within Africa. The company is a leading supplier of security services and products in the region, covering Kenya, Tanzania, Uganda, Rwanda, Burundi, Congo and Malawi.


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Alios Finance Kenya is our partner in a 300 Million KES commercial paper program. Incorporated in 1956, Alios Finance is a non-bank, pan-Africa asset finance company. Alios Finance provides financial solutions to small and medium-sized enterprises, multinationals and individuals through a range of products such as operational and financial leasing, investment loans and consumer finance.


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ASL Credit Limited is our partner in 1.5 Billion KES commercial paper program and a 500 Million KES medium-term note program. Founded in 2007, ASL Credit is part of the RAMCO Group of Companies. The company offers hire-purchase financing mainly for vehicle and industrial machinery. Further, the company was ranked 23rd in the Top 100 Mid-Sized Companies by KPMG in 2014.


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AAR Credit Services Limited is our partner in a 250 Million KES commercial paper program. AAR Credit Services Limited was established in 2000 as a subsidiary of the AAR Group of Companies, and is a credit only microfinance institution. The company offers products, such as, AAR Insurance Premium Finance, Asset Financing and SME/ Employee Check-Off Loans amongst others.


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Industrial Promotion Services (IPS) is our partner in a 500 Million KES commercial paper program. IPS is part of the Aga Khan Fund for Economic Development and provides venture capital, technical assistance and management support to encourage and expand private enterprise in East Africa. The IPS Group of companies operates in the manufacturing, agro & food-processing and infrastructure sectors.


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ASL Limited is our partner in a 500 Million KES commercial paper program. ASL Limited, formerly known as Associated Steel Limited, was incorporated in 1976, and is part of the RAMCO Group of Companies. ASL Limited now comprises four divisions: Trading Division, Steel Division, Heavy Fabrication Division and the Wire and Cables Division.


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RMA Kenya is our partner in a 6 Million USD commercial paper program. RMA Kenya was established in 2013 and is the authorized distributor for Jaguar Land Rover; offering sales, service and spare parts for these vehicles. RMA Kenya is part of the RMA Group, which has a global presence and focuses on: all aspects of vehicular fleet composition, supply and support; heavy equipment and power generation.


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Multiple Hauliers (EA) Ltd is our partner in a 2 Billion KES commercial paper program. Multiple Hauliers (EA) Ltd was formally established in 1982 and has the one of the largest privately owned fleets in Africa with over 1000 trucks. The company has a broad network in Kenya, Uganda and Rwanda and transports goods for some of the largest companies in the region such as Bamburi, Tata, ARM Cement and Shell.


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RA International is our partner in a USD 3 Million medium term note program. Established in 2004, RA International is Africa’s premier remote service provider. The company provides construction, logistics, life-support and maintenance services to its clients; primarily in the humanitarian, mining and oil and gas sectors. RA International has a presence in 10 different African countries, with a capability to mobilize across the entire African continent.


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Gardaworld (Kenya) Limited is our partner in a KES 1.8 Billion medium term note program. In January 2017, Gardaworld Security Corporation acquired 100% of Kenya Kazi Limited (KK Security) and all its seven subsidiaries through the newly incorporated entity Gardaworld (Kenya) Limited. Gardaworld (Kenya) Limited will offer security service, facilities management and professional training.


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Kenya Commercial Bank (KCB), a Tier I bank, is our partner in a Fixed Deposit Receipt (FDR) program. Starting its operations in 1896, as a branch of National Bank of India, KCB is Eastern Africa’s oldest and largest commerical bank. KCB is currently present in six countries with a total of 230 branches: Kenya (173), South Sudan (20), Tanzania (11), Uganda (14), Rwanda (11) and Burundi (1).


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Bank of Africa (Kenya), a Tier II bank, is our partner in a Fixed Deposit (FDR) program. BOA- Kenya was established in 2004 and is part of the Bank of Africa Group (established in 1982 in Mali). BOA-Kenya is a commercial bank providing banking services to corporate, SME and retail clients. The bank has a network of 33 branches countrywide.


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Chase Bank, a Tier II bank, is our partner in a Fixed Deposit (FDR) program. Chase Bank was founded in 1996 and is one of the fastest growing banks in Kenya. Chase Bank’s business model is focused on small and medium-sized companies and the middle to upper end retail market. The bank’s strong growth may place it in the Tier I category in the near future.


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Co-operative Bank of Kenya, a Tier I bank, is our partner in a Fixed Deposit (FDR) program. The bank was established in 1965 and was listed on the Nairobi Securities Exchange in 2008. Strategically, the bank intends to retain its strong market position with cooperatives and well as institutional and retail clients through continued offering a complete range of commercial banking products including custody and trustee services.


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Fidelity Commercial Bank, a Tier IV bank, is our partner in a Fixed Deposit (FDR) program. Fidelity Commercial Bank was incorporated as a fully fledged commercial bank in 1996. The bank has 14 full service branches, with a goal of reaching 28 branches by the close of 2018. Further, the bank intends to list on the Nairobi Securities Exchange (NSE) in 2018.


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Jamii Bora Bank, a Tier IV bank, is our partner in a Fixed Deposit (FDR) program. Jamii Bora Bank began its operations as Jamii Bora Trust in 1999. As one of Kenya’s fastest growing banks, the bank has set itself an ambitious target of becoming a mid-tier bank in the next few years. The bank has a further goal to become a pan-African micro financier.


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National Bank of Kenya, a Tier II bank, is our partner in a Fixed Deposit (FDR) program. Incorporated in 1968, National Bank of Kenya was formed with the objective of helping Kenyans get access to credit and more control over their economy after independence. Now, the bank is one of the largest banks in the country giving financial services to all sectors of the economy. The bank is listed on the NSE.


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KWFT Microfinance Bank is our partner in a Fixed Deposit (FDR) program. Established in 1981 as Kenya Womens Finance Trust, it was one of the first microfinance institutions to be licenced as a deposit taking institution. Currently, the bank is one of the largest regulated women-only serving institutions in Africa and a leading deposit taking microfinance in Kenya, with over 60% market share.


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Family Bank, a Tier II bank, is our partner in a Fixed Deposit (FDR) program. Established in 1984 as Family Finance Building Society, Family Bank became a fully-fledged commercial bank in May 2007. The bank currently has 91 branches countrywide, serving over 1.8 million customers. Family Bank is currently one of the largest banks serving the mass market in all parts of the country.

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Spire Bank, a Tier III bank, is our partner in a Fixed Deposit (FDR) program. Established as a Finance Company in 1983, Spire Bank commenced operations as a fully-fledged commercial bank in 1995. With a diverse client base, Spire Bank provides a comprehensive package of financial services and products with a vision of being the leading Retail and SME Bank in Kenya by 2018.

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Ecobank Kenya, a Tier II bank, is our partner in a Fixed Deposit Receipt (FDR) program. Ecobank Kenya is part of the Ecobank Group, wholly owned by Ecobank Transnational Incorporated (ETI), which is based in Lome, Togo. Ecobank Kenya was established in 2008 and has 24 branches with plans to turn the Kenyan bank into a strategic hub for the Southern Eastern Central Africa (SECA) region.

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HFC Group, a Tier II bank, is our partner in a Fixed Deposit (FDR) program.Established in 1965, the Group plans to operate across the property value chain as suppliers as well as financiers of property.The Group currently has 12 branches company-wide and through its “Vision 2020” strategy, plans to grow its mortgage and lending subsidiary HFC to be a top 10 commercial bank by 2020.

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